Because more often than not, living the life you supposed to entails the sacrifice of security now for happiness and success in the future.
I can't begin to describe the sort of mind shift it takes to move away from this. It's a lot like materialism. In fact, I think our desire for security and the need for money are inter-related.
As a result, the first steps in taking charge of your life will be the most difficult. After years of getting used to things being a certain way, you're suddenly having to do things without a plan. Without even really knowing how exactly you get to your end goal.
Heck. You might not even know what the goal is.
But in order to get anywhere in your new life, you're going to have to learn how to function in uncertainty. Actually (and you might not believe me) you'll probably grow to love it.
No matter what, life will at least never be boring again.
Thank You for this chance to take charge of my life. I'm finding it a little hard to cope with the uncertainty, though. Please help me get used to it and enjoy the challenge.
And please give me the wisdom required to make the correct choices.
In Jesus's name I pray.